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Empowering Acid Attack Survivors with Inclusive KYC

Inclusive Digital KYC Guidelines Sought by Acid Attack Survivors in India

Introduction

In an impactful move, nine acid attack survivors have taken their plea to the Supreme Court of India, advocating for the formation of inclusive digital KYC (Know Your Customer) guidelines. Their petition sheds light on the significant challenges faced by those with permanent eye damage or facial disfigurements in gaining access to basic financial and telecommunication services. This article examines their plea, the obstacles they encounter, and the wider significance for enhancing accessibility and inclusion within digital verification processes.

The Challenges of Existing KYC Procedures

Survivors of acid attacks often face significant hurdles when attempting to independently obtain SIM cards or open bank accounts due to their physical conditions. The prevalent digital KYC methods, which typically necessitate biometric verification like eye scans or facial recognition, fail to accommodate individuals with disfigurements. This lack of consideration places many survivors in situations that compromise their dignity and independence, severely restricting their access to crucial services.

The Fight for Dignity and Independence

A petitioner recounted her distressing experience of having to register a SIM card under her spouse's name because she was unable to meet the digital KYC requirement to blink, due to her condition. These accounts highlight not only the tangible barriers but also the emotional and psychological impact of being marginalized by digital systems designed for identity verification.

Call for Inclusive Guidelines

The appeal to the Supreme Court urges the Indian Central Government to devise and implement alternative methods for digital KYC verification. This includes revising the "live photograph" requirement to accept other forms of verification, such as facial movements or voice recognition, thus accommodating those unable to adhere to the existing protocols because of their injuries.

Suggested Improvements

The petitioners propose a range of solutions, including instructing major regulatory bodies like the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and the Telecom Regulatory Authority of India (TRAI) to mandate regulated entities to adopt these inclusive practices. They also recommend the introduction of sensitization programs for those conducting digital KYC, aimed at facilitating a more supportive environment for acid attack survivors and individuals with similar conditions, ensuring they can access services without facing discrimination.

A Vision for Inclusive Technology

The petition from acid attack survivors to the Supreme Court serves as a critical reminder of the exclusions present in our evolving digital and financial landscapes. As technology advances, it must also become more accommodating to all users, especially those who have endured trauma and violence. Adopting inclusive KYC guidelines represents a vital step toward acknowledging and upholding the dignity and rights of every individual, irrespective of their physical appearance.

Conclusion

With the Supreme Court's consideration of the petition, India stands at a pivotal moment that could redefine inclusivity in digital verification processes. Supporting the establishment of inclusive digital KYC guidelines will ensure that acid attack survivors, and others facing similar challenges, are no longer marginalized by systems designed to protect and serve all citizens. We invite you to join the conversation about this pressing issue. What are your thoughts? Feel free to leave a comment below and be part of the dialogue.

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